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Mrs. Lan, a 38-year-old woman, resides in the secluded mountainous region of Cẩm Thuỷ District. She is a devoted wife and mother of two children, aged 15 and 12, who are currently pursuing their education. Living in a remote area, Mrs. Lan and her husband engage in small-scale farming, cultivating rice, corn, and raising poultry and pigs. Despite their hard work, their income remains modest. To supplement their earnings, they also take on additional labor jobs at local farms within the community.

Recently, Mrs. Lan's family has encountered challenges due to the deteriorating condition of their sanitation facilities. The lack of funds to construct a new restroom has been a pressing issue for the family. To improve their living conditions and enhance their quality of life, Mrs. Lan has decided to ask for this first loan from Thanh Hoa MFI to acquire construction materials and hire laborers for the renovation project.

By taking this loan, Lan aims to uplift her family's living standards and create a more sustainable environment for her loved ones.