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Hà is 36 years old this year and she has 2 dependent children. Currently, her family is living in a small house with her son's family in a poor village in Quang Xuong district, a coastal area in Thanh Hoa province.

Every day, she works as a worker in a shoe factory to earn an income. She has been doing this for more than 10 years. The work is very hard but the income is low and unstable. Her husband works as a builder, has a low income and often works in remote places. Her family faced many difficulties. Her family is a local low-income household.

Her biggest worry is not having money to build a toilet. Unsafe toilets have greatly affected the health of her whole family. Families are susceptible to bacterial diseases.

Therefore, Hà proposed to borrow at Thanh Hoa MFI with the purpose of buying construction materials such as bricks, sand, and cement to build toilets.

This is the second time she has borrowed at Thanh Hoa MFI, she is very happy to participate in the loan. Her previous loan was repaid on time, this loan has helped her family improve their life for the better. She was very happy and thanked the sponsors who supported the loan.

In the future, Hà wishes for her family to be healthy, happy and have a better business so that she can feed her children and build a new house.