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Mrs Thủy is 53 years old and she is married with two children. Thủy lives in Hoang Hoa district, a coastal region in Thanh Hoa province.

She makes a living by selling fish in the local market. The income is unstable and depends on the weather.

One of the most critical difficulties that concerns her is that the latrine is not hygienic. She is requesting a loan to purchase sand, cement, brick and equipments to build a toilet to improve her family's living condition.

In the future, Thủy hopes for her business to do well, and for her children to find good jobs.