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Aynek, age 43, is a widow and has three children. Aynek has a secondary education, and she is a very goal-oriented and responsible woman by nature. She has been involved in animal husbandry and agriculture since 1996 as her family's primary income. Thanks to Aynek's hard work, her farm currently has five cows and 25 sheep, as well as a 1.6-hectare plot of land where she grows beans. With the aim of developing her farm further, Aynek applied to Bai Tushum Bank for a loan of 100,000 som (KGS) to buy livestock, with the goal of increasing the size of her herd. Income from the loan will help Aynek build a new, large barn and improve her family's material well-being.